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Are ultra premium credit cards worth their hefty annual fees?

Cards that don’t give a fee waiver option become a costly proposition the second year onwards

6 min read22 Jan 2024
Money

HDFC Infinia reclaims top spot as Axis devalues Magnus credit card

Axis Magnus was a hugely sought-after credit card and offered one of the highest reward points in the world.

5 min read25 Jul 2023
Money

Not a high spender? Here are two credit cards that earn you 5% rewards

Depending on your spends, ICICI Amazon Pay and SBI Cashback credit cards offer rewards in the range of 1-5%.

6 min read18 Jul 2023
Money

Credit card jugaad: Sharing can max out rewards but has risks

Credit card users can earn more rewards by transacting on behalf of others, but this breaches the terms and conditions of banks and could lead to account closures

2 min read20 Jun 2023
Money

Unlocking rewards: Meet India's credit card nerds earning free foreign trips worth ₹25 lakh

In a world where overseas trips may remain an unaffordable dream for most, a group of credit card aficionados are defying the odds

7 min read24 May 2023
Money

Here’s how you can enjoy a 5-star hotel stay for free

Reward points earned from credit card spends can be transferred to loyalty programmes of hotels

5 min read12 May 2023
Money

Is it sensible to have more than one credit card in your wallet?

Multiple cards can mean multiple payment dates to track. If you miss a due date, you will need to pay a late fee and other penalties, and your credit score will take a hit. You can even fall into a debt trap if you overshoot your expenses.

2 min read16 Feb 2023
Money

How students should choose the right credit card, benefit from it

Here are the credit options available for students as they gear up for their college, start their credit journey

7 min read1 Sep 2022
Money

Does it make sense to pay rent through a credit card?

Credit cards carry the steepest interest charges among all loans, which can balloon to over 30% annually

2 min read27 Jun 2022
Money

Pay later cards or credit cards: which carry lower costs?

In pay later cards, if you are unable to pay back the full amount by the end of three months, you can convert the due amount in equated monthly installments (EMIs) for a longer period

2 min read21 Mar 2022
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Budget

The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared

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