BackHealth Prime Rider: Get additional financial protection for your health needs
While choosing the right health insurance policy is important, sometimes it doesn’t suffice. You need an added layer of protection in terms of coverage. That’s where riders can help.
PremiumHealth is wealth — we may have heard this phrase time and again in the past, but it assumes an altogether different meaning today. Ever since Covid-19, a global health crisis, hit our lives two years ago, it has made us realise that exigencies can strike us without caution. Not only can an exigency leave us feeling mentally and physically burnt out, but it can also affect our financial reserves. And that’s exactly where a comprehensive health insurance policy can step in to safeguard you and your family in times of medical emergencies. They can cover expenses related to hospitalization, medicines, ambulance, doctor’s consultation, and more.
Amid growing competition, it can sometimes get hard to zero in on the right health insurance policy. A ground rule is to choose one that not only covers your medical expenses but also offers cashless treatment and quality healthcare at a reputed network hospital. Further, it should also offer tax benefits. *
* Tax benefit is subject to change in tax laws
Health insurance riders
While choosing the right health insurance policy is important, sometimes it doesn’t suffice. You need an added layer of protection in terms of coverage. That’s where riders can help. They serve as an additional benefit on your plan and can cater to your specific health needs at an affordable cost. *
Several insurance companies offer riders for critical illness, disability, accidents, and more, but Bajaj Allianz General Insurance Company has a wellness rider called Health Prime that emphasises the importance of preventive healthcare and regular medical screening. This rider is available in the case of select retail and group health/personal accident products. With this rider, policyholders can stay rest assured that all their accompanying medical service expenses will be taken care of, that otherwise remain uncovered. *
* Standard T&C Apply
All about the Health Prime Rider
The Health Prime Rider has 9 options and offers holistic health service solutions. The rider offers 6 plans for individuals, in which yearly premiums range from ₹63 to ₹1,084. There are 3 family floater plans as well, with a premium range of ₹1,146 to ₹2,348. * These numbers are for representation purposes only. Actual details will differ based on Terms and Conditions.
The Health Prime Rider offers various benefits, including teleconsultation cover, which means if the policyholder has to have a chat with a doctor on the platform via audio, chat, or video, the costs will be covered. One also receives doctor consultation cover for any illness or injury if they consult a medical practitioner/ physician/doctor in person from prescribed network centres. If required, one can also consult outside prescribed network centres (up to a certain limit). *
The insured person can also get the benefit of an investigations cover for pathology and radiology expenses, in case they avail of the service for investigations (pathology or radiology) from prescribed/other network centres. *
Last but not the least, the insured can avail of an annual preventive health check-up cover for blood sugar — fasting, blood urea, ECG, lipid profile, and more. The health check-up can be easily availed on a cashless basis in any of the prescribed lists of hospitals or diagnostic centres. *
Bajaj Allianz General Insurance Company’s extensive medical network includes 2,500* lab chains and 90,000* doctors across 35+ specialities. The Health Prime Rider’s benefits are cashless and can be availed without any hassle, via Bajaj Allianz General Insurance Company’s ‘Caringly Yours’ app. *
* Standard T&C Apply
The last word
While there is a range of health insurance providers available today, trusted companies such as Bajaj Allianz General Insurance Company do not only offer a high-quality product but also offer other benefits, such as:
- Cashless claims at over 6,500+ hospitals across the country *
- Cashless claim settlement within 60 minutes*
- 24*7 assistance for claims settlement and other related queries*
- Maximum coverage at affordable rates*
- Easy-to-renew health insurance policies*
- Quick claim settlement up to ₹20,000*
* Standard T&C Apply
So, wait no more and give yourself and your family adequate protection with the Health Prime Rider.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.
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